Year-End Tax Strategies for Stone Shop Owners (Talk to Your CPA, Then Read This)

Disclaimer: this is not tax advice. Talk to your CPA. But here are the conversations to have with them this year.

Section 179 equipment writeoff

If you've been on the fence about a CNC, dust collector, or vehicle, the tax math gets compelling in Q4. The 2026 deduction limit is over $1M.

Phasing down annually. Anything you buy and put in service before December 31 captures this year's higher percentage.

Damaged or obsolete remnants can come off the books with proper documentation. Walk the yard with your CPA in November.

SEP-IRA contributions for owner + employees can land up to $69,000 for 2026. Lowers tax bill, builds wealth.

Some plans let you prepay January premiums in December. Pulls a deduction into the current year.

Shop owners who do tax planning in December save 5-figures more than ones who wait until March. Schedule the meeting now.